Do You Have Less-Than-Perfect Credit?

If your credit is less than perfect, you're not alone.  A recent study  by the Mortgage Bankers Association of America revealed some startling facts: of 100 people who applied for a standard 30 year fixed rate mortgage through traditional

lending avenues (banks, savings & loans, credit unions, etc.), less than 40% qualified for that loan.  That leaves 60%+ who were forced to seek alternative real estate financing solutions.  

Credit issues that can prevent you from obtaining a traditional lending profile include:

Late Payments on Accounts (Home loans, car loans, credit cards, etc.)

Collections

Charge-Offs

Judgments (also called Abstracts of Judgment)

Bankruptcy/Consumer Credit Counseling

Foreclosure

These items, unless paid off and/or eliminated, will not go away, and will continue to prevent you from realizing your best financial future.

Home Purchase Solutions:

We help people with less-than-perfect credit attain the American dream of home ownership.  To learn more about how you can own a home of your own, please call our toll free number listed below.

Equity Repositioning Solutions:

For those current homeowners who've faced credit challenges, and wish to lower their overall monthly payments and/or clean up their credit, we specialize in a very unique service: Equity Repositioning.  To learn more about how Equity Repositioning can help you return 

to the road of financial success, please call Joe Harris and speak directly with him today about your needs.